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Lesson --> Introductory --> Part 7: Reading Comprehension 2
Theory   

Select skill:

Read the passages and choose the correct answer:

Questions below refer to the following letters.

 

Raymond Paycheck

433 1st St.

Detroit, Ml 48303

 

Dear Mr. Paycheck

We appreciate your request a few days ago to increase your credit limit on your Visa Card from $7,500 to $10,000. National Bank has carefully reviewed your overall credit rating, your current bank balances, and your payment history for the debts you carry on your Visa Card, we are afraid to tell you that we are not able to accept your request at this time. However, we could review your case again after the 1st of January, taking into account your further payment history and any new credit information you may wish to provide. Please submit another written request if you wish us to do so.

 

Mr. Paycheck, you are a valued customer to us. If you have any questions or concerns, please give me a call by telephone. We are always willing to do the best we can for you.

 

Sincerely,

 

--------------------------

Jason Notts

Chief Credit Card Office National Banking Visa 1-899-433-4444

 

Dear Mr. Notts

Thank you for your kindness for at least considering to raise my credit card limit, although unfortunately you were not able to accept my request. Yes, I do admit that my credit card payments have not been consistent and arc sometimes late. But I really need the expansion of my credit card limit, therefore I do wish that you will consider my ease again on the 1st of January. And I hope that by then my credit rating will be better so that you will accept my request.

 

Sincerely,

Bill


1. From which of the bank departments was this letter sent?
A. Savings & Loan.
B. Credit.
C. New Accounts.
D. Withdraw & Deposit.
Explain:


2. What is the purpose of the letter?
A. His credit card balance is too high and it needs to be cleared.
B. His application for a new credit card has been approved.
C. His credit card no longer exists.
D. His wish to raise his credit line has been declined.
Explain:


3. What should Mr. Paycheck do in order to get answers for any questions he has?
A. Call his personal credit card officer.
B. Send a letter to Mr. Notts.
C. Leave a message on the Bank's website.
D. Fax to the Customer Service employee.
Explain:


4. What is the main reason the bank declined Mr. Paycheck′s request?
A. He carries a large balance in his checking account.
B. He has been late many times in paying his credit payment.
C. He has taken too many loans from the bank.
D. He has not been a customer of the bank for a long time.
Explain:


5. What will Mr. Paycheck probably do next?
A. He will pay for all of his loan interests consistently and not late.
B. He will pay for his credit card debts regularly.
C. He will try to get rid of all the balances on his credit card.
D. He will try to make a new account in a different bank.
Explain:
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