Questions below refer to the following enquiry and response.
56 Reynolds Fields,
Manor Estate,
Hartley, NY 00679
January 5th
Wisdom Insurance Co.,
782A Alton Tower
New York, NY 00992
Dear Sirs,
I am interested in taking out a health insurance policy and am looking around to find the best policy for my needs. A friend of mine is already a customer of Wisdom Insurance and suggested that I write to you for information. I belonged to a company health insurance plan before I became self-employed about six months ago. I know that it is a little unwise to have waited so long before setting something up, but to be honest, I have just been so busy with my new business that it completely slipped my mind.
I would like to know how much and what type of coverage I should get. Also, how much should I expect to pay in monthly premiums? I am currently 43 years of age. I am in good health and have never been hospitalized. I would also like my wife to be covered by my policy.
I look forward to your response.
Sincerely,
Jason Williams
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Wisdom Insurance Co.,
782A Alton Tower
New York, NY 00992
January 8th
Ref.# NA993
56 Reynolds Fields,
Manor Estate,
Hartley, NY 00679
Dear Mr. Williams,
Below, you will find a chart that shows average out-of-pocket costs for medical expenditures for uninsured mid-life women and men by type of service. (Mid-life refers to those persons aged 45 to 64.)
Type of service Men Women
Hospital stay $1,262 $3,024
Physician visits $132 $212
Outpatient $41 $599
Home health $53 $387
Prescription drugs $180 $219
Our most basic policies start at a monthly premium of $32, and rise according to each client's needs. I think it would be best for one of our agents to schedule a no-obligation home visit to discuss our various policies, at your earliest convenience. If you are interested, please call 1-800-733-3377.
Sincerely,
John Fogerty