Script:
M Does the health plan allow me to see a specialist immediately, or do I have to see my primary care provider first?
W If you go without your primary provider′s referral, you will incur a higher percentage of the total cost.
M Then I would pay an increased portion of the bill. But if I go through my primary care provider first, it will take a lot longer to get to the specialist because the soonest I can get an appointment with the primary care provider is three weeks from now.
W I still think it′s your best alternative. If you follow the usual procedure and see your primary care provider first, you′ll save yourself a lot of headaches as well as money.